Likely financed to the nuts, and prays every month he can afford the payment.
So many people like to portray themselves as being rich, but they are struggling to make their mortgage, car loan, and visa card payment every month. If they break their arm and miss 6 weeks of work, they are done, and bank takes it all away. My cousin recently lost everything, his house, trucks, cars, boat, and more. Everyone thought he was rich, but in reality he was just 1 payment away from his house of cards crumbling down around him. Seems to be the way with far too many people. I have a mortgage, and business loans, but won't even consider financing a car, boat, motorcycle, horse, tractor, or anything else like that. We negotiate a price, then I go to the bank, transfer money into my chequeing account, get them to give me a certified cheque for the agreed amount, and take it to the dealership, and done. Call me old fashioned, but I can't imagine financing toys i really don't need. For some reason, my gut feeling watching that clown video was this, he is a pay cheque away from filing for bankruptcy.